Without This Investment Your Career and Savings are Worthless Part 2
By Erik Strouse, MS
Master Trainer, VIDA Fitness
Last month I started a topic about how in our American Culture and Education Systems it is overly stressed to invest in our career and financial worth in hopes for a comfortable, relaxing retirement. Yet in that pursuit, we often brush off the investment in our physical health and wellbeing, thus making it incredibly difficult to actually take advantage of the long career and monetary savings that are supposed to give us the relaxing, fruitful retirement we all dream about. Investing in your “Longevity Account” is rather easy, but it takes commitment and time. Think about what length of time it takes to accrue the necessary skill, experience, and know-how in the career that you are in, or in learning how to invest. Now, before you read that statement and say “Psh… exactly, I don’t have the time and energy to invest in learning to exercise or eat right,” I want to tell you that it IS NOT HARD.
Lets actually think about investing in your “Longevity Account” much like creating your first savings account. In order for you to actually start building a larger balance, you have to make your first deposit, even if very small. It might be a tiny fraction of your income, but ultimately, it’s the spearhead to your newfound long-term investment. The same goes for physical activity, health, and your overall wellbeing. YOU HAVE TO START SOMEWHERE.
How do you know where to start, though? Well, how did you start your savings account? You looked at your total income, then your total expenses, and estimated a reasonable amount that wouldn’t leave you high and dry for cash. You made an estimated decision that would allow you to still function day to day while still working toward your ultimate long term investment. The same goes for making the first deposit in your Longevity Account. You have to look at your current available time like your income, and then look at the things that will eat away at that time such as your current physical state, job, kids, clubs, etc. like they are your expenses. View what you can truly invest given these responsibilities and decide a realistic level to put into your health. You may find that you have very little time and energy at the moment to try to make your deposits into your Longevity Account. That is OK, because much like a savings account, you start small, and build over time. Just like if you put too much money in your account all at once, you’re going to put yourself in a hard position to keep moving forward day to day with your regular expenses. Health and wellness works in very much the same way. Habits have to be built, knowledge has to be acquired, and you have to chip away at it so it pays dividends over your lifetime because throwing it all in at once gets you nowhere fast. Ultimately, any little bit counts so long as you are continually making deposits!
With that being said, as you obtain REALISTIC deposits each week, month, and year, you can then start finding ways to reduce your expenses in other facets of life to free up more time and energy to continue building the total long-term value in your Longevity Account. The beauty of being a VIDA member is that you have fitness professionals like myself available to you much like people who want to be smart with their money have financial advisors. We are dedicated to helping you all ensure that, as you age, you have the physical and mental capacity to ENJOY your hard earned money and careers, and ultimately have that wonderful retirement we all seek. Reality is, we only have one life to live. Who wants to live a life that leads to an ending they cannot enjoy due to investing everything they have in the wrong places? Our name isn’t VIDA Fitness for nothing, folks. So join us in liveliness, in a well-balanced lifestyle, and in a way of life that speaks to enjoyment in all stages, including our early and final years. Send me a message should you have any questions at email@example.com. Also, if you want a weekly motivational email and healthy recipe, sign up for my free fitness newsletter at www.espersonalfitness.com/newsletter.html.